Resource · Financial Remedy

How to Respond to a

Financial Proposal

What to consider when you receive a financial proposal, and how to respond effectively.

Receiving a financial proposal from your ex during divorce proceedings can be overwhelming. Whether it arrives as a letter from their solicitor or a direct message, knowing how to evaluate and respond to it is important.

Take your time

You are not obliged to respond immediately. Take time to read and understand the proposal before reacting. Responding in haste, particularly if you are feeling emotional, rarely produces the best outcome.

What to look for

  • What is being offered, assets, property, pension, maintenance
  • What is being asked for in return
  • What is not mentioned, are there assets missing from the proposal?
  • Any deadlines or conditions attached
  • Whether the proposal is "without prejudice", meaning it cannot be used in court

Get advice

Before accepting or rejecting any proposal, get advice. Even a single consultation with a family solicitor to sense-check whether a proposal is fair can be money very well spent. Once you accept a proposal and it is embodied in a Consent Order, it is very difficult to undo.

Responding

Your response should be in writing, measured in tone and clear about what you accept, what you reject and what you propose instead. Avoid emotional language, keep it focused on the financial issues.

Frequently asked questions

What does "without prejudice" mean on a proposal?
"Without prejudice" means the proposal cannot be shown to a court if the case proceeds to a Final Hearing. It allows parties to negotiate more freely. However, the protection is not absolute and there are exceptions, if in doubt, take legal advice.
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